Opening tier 1 business credit vendor accounts are essential for businesses trying to build good business credit. Using credit from Tier 1 business credit vendors can be a helpful way for businesses to finance purchases or investments, preserve cash flow, and smooth out cash flow over time.
You will need to show your Secretary of State that you are registered as a legal business entity in order to apply for your Tier 1 vendor account.
In addition to building your business credit, Net 30 accounts can help you develop business finance options for the future based on the list of tier 1 business credit vendors.
List of Top Tier 1 Business Credit Vendors To Build Your Business Credit
Tier 1 Business Credit Vendors
Wise Business Plans helps startups and established businesses plan, build, and grow. Net30 accounts cost $99 per year, which will be refunded if denied.
You will be reported to Equifax Business, Experian Business, and CreditSafe Business if you are approved and buy at least $164.
Anyone who resides in the US has a tax ID, has been in business for at least 30 days, and has no delinquencies can open a Net 30 account. If you meet the criteria, you should be approved in 24 hours.
Products and Services: Wise Business Plan assists small businesses with digital marketing, business planning, entity formation, licensing, and logo design.
Credit Bureaus: Creditsafe, Equifax, and Experian
Vendor Link: WiseBusinessPlans
The company allows customers to apply for a business credit account by selecting the “Invoice My Account” payment option. Quill can approve or decline a credit application within 24 hours. If your application is denied, you can reapply within 90 days.
Once approved by the company, you are now able to purchase products such as furnishings, electronic devices, and many others that exceed $ 500 interest-free for 6 months.
A report was submitted to Experian and Dun & Bradstreet (D&B) by Quill.
Vendor Link: Quill
You can apply for business net 30 on Crown Office Supply by filling out the net 30 application form. To fill out the application form you must meet the following criteria:
- Applicant must be an authorized representative of the business entity
- Applicant must have ownership at 25% or more
- A valid EIN number
- DUNS number
After approval you can have access to their huge collection of office products, electronics, home goods, mobile accessories and many more.
For credit reporting to Dun & Bradstreet, Experian, and Equifax, you have to pay an annual membership fee of $99.
Vendor link: CrownOfficeSupplies
For the approval of a net 30 billing term, Summa Office Supplies allows you to apply for a vendor account by selecting the “Register for a NET 30 account” option. In order to purchase office supplies, you will need to place a prepaid order of $75 or more for credit bureau reporting.
It is possible that your business vendors will need to provide trade credit references for you. As soon as your application is approved, you will be able to purchase stationery products (legal pads, envelopes, file folders, etc.) as well as office software such as Microsoft Office, anti viruses, and many other office products.
A report was submitted to Experian and Equifax by Summa.
Vendor Link: SummaOfficeSupplies
Strategic Network Solution allow to access their net 30 payment term by creating a business account. They will require business information and authorized officer information. You will then need to make a purchase of at least $80 during the checkout process. Their net 30 account comes with a credit line of $2000.
You can now use more security software and other networking services.
Strategic Network Solutions reports to Business credit bureaus, Credit Safe and Experian.
Vendor link: STNTSOL
Namynot allow new or established businesses to apply for a net 30 business line of credit if they meet their following criteria such as:
- Business in the United States
- Beneficial owners must own at least 25% of the company
- Minimum 90-day establishment is required
- Applicant must be an authorized officer of organization
- A valid Employer Identification Number (EIN)
- A positive credit history
Upon being approved, you will have access to one of the best digital marketing services including SEO, Email marketing, web design, and more.
Namynot report to Dun & Bradstreet credit bureau.
Vendor link: Namynot
Creative Analytics is a digital marketing agency and business consultancy. In order to access their services, Creative analytics allow to create business accounts for new and established business with 0% interest by selecting “apply for business account”. You must meet the criteria to apply for a business credit account.
- Business in the United States
- A valid EIN is required
- A Dun & Bradstreet-issued number is required
- At least 30 days in existence
After you receive approval, you can now purchase physical products and limited digital services for $79 per year. If you would like access to an exclusive digital library and community where you can network with other businesses, you will have to pay a monthly fee of $49-149.
Vendor link: Creative Analytics https://creativeanalyticsdc.com/
In order to assist you in building business credit, Nav does not offer a true net 30 vendor. However, they do offer business boost and business loan builder payment plans to help you make payments every 30 days.
As part of their payment plans, Experian and Equifax are included in the tradeline service. You are required to pay your monthly subscription fee to access this reporting service ($49.99/month for Business Boost).
Vendor Link: Nav
HD supply allows accessing their business account by the same process as other tier 1 business credit vendors.
After getting approved you will have access to their products and services such as electronics, appliances, training, and more.
HD Supply reports to the business credit bureau Dun & Bradstreet.
Vendor link: HDSupplySolutions
You can open a business account by filling out an online application for your business credit account and selecting a payment option during checkout.
Upon approval, you will have access to their industrial supplies and equipment such as lab supplies, electronics, hardware, cleaning products and many more. They will generally start you off with a $1,000 line of credit.
Your Dun & Bradstreet business credit report will be updated with all purchases of minimum $50.
Vendor link: Grainger
To apply for a Uline business account, if you are a new customer you can use your customer number from the back of your catalog and select “Invoice Me” to apply for net 30 billing terms. If you are an existing customer, you can easily sign in or register online using your customer number to request a net billing account.
Once your application has been approved, you can use the company’s products, such as poly bags, bubble mailers, laser labels, plastic bins, a variety of industrial gloves and many other products.
Uline report to Experian & Dun & Bradstreet.
Vendor Link: Uline
You can easily register your business account by filling an online application form. It will ask for user ID, referral code, business information and authorized officer information.
Getting approved will give you access to their wide variety of office products, including pens, hanging holders, file holders, etc. In addition, you can access other software such as logo designer, Ad creator, online books, etc.
Ohana Office Product reports to only one credit bureau that is Equifax.
Vendor link: OhanaOfficeProdusts
Business T-shirt allows users to apply for a business account and choose net 30 credit by selecting “add to account”. A 50% deposit is required and the deposit will be waived in the future once you have placed five orders with a positive credit history.
After getting approved you can now take advantage of their custom print on t-shirt, hat, bags, aprons, and many more.
They report to credit bureaus Credit Safe, Equifax, Cortera and Ansonia.
Vendor link: BusinessT-ShirtClub
To qualify for a net 30 account with The CEO Creative, your business must meet their minimum criteria such as:
- Only available to US businesses
- A business must exist for at least 30 days in order to qualify
- Good credit history
In general, net 30 approval takes under 24 hours. Annual fees of $79 are charged upon approval.
After getting approved you can now buy CEO Creative products such as electronics, website development, printing services, office supplies, cleaning products, and many more on net 30 terms.
CEO Creative report to Equifax and CreditSafe.
Vendor link: CEOCreative
Credit Strong is a financial tradeline not a vendor tradeline. Business credit can be built more effectively with financial tradelines than with vendor tradelines. Financial tradelines are reported to the major credit bureaus in order to build business credit.
You can choose net 60 or net 120 terms when you apply for a business credit builder account. Credit Strong notify your payment history to the credit bureaus(Equifax and PayNet ). In the near future, Credit Strong intends to include Experian, Dun & Bradstreet, and SBFE as well.
Businesses that are at least 90 days old are eligible to apply for a credit builder account, which also requires a Social Security or individual taxpayer identification number.
Vendor link: CreditStrong